Financing Manager - Bali (Individual Financing Strategy & Portfolio Growth)

Join BTPN Syariah, a leading Sharia-compliant bank in Indonesia, as a Financing Manager in Bali. In this strategic role, you will drive the growth of our individual financing portfolio by developing and executing high-impact acquisition strategies. With a focus on customer-centric solutions, you'll leverage your expertise in credit analysis and risk management to identify and attract high-quality borrowers. This is your chance to make a significant impact on the financial well-being of individuals in Bali while contributing to the broader vision of BTPN Syariah's growth.

As a Financing Manager, you'll work closely with our dedicated team of credit analysts, sales officers, and customer service representatives. Together, you'll create a seamless financing experience that aligns with the principles of Sharia. This role offers a unique opportunity to grow professionally and make a tangible difference in the lives of our customers.

📋 Tanggung Jawab Pekerjaan

• Develop and implement strategic plans to grow the individual financing portfolio, focusing on acquisition and retention of high-quality customers.
• Conduct thorough credit analysis and risk assessments to ensure compliance with Sharia principles and regulatory requirements.
• Collaborate with sales and marketing teams to identify and attract potential borrowers, leveraging data analytics and customer insights.
• Monitor and manage the performance of the individual financing portfolio, identifying areas for improvement and implementing corrective actions.
• Provide guidance and support to credit analysts, sales officers, and customer service representatives to ensure consistent and high-quality service delivery.
• Stay up-to-date with industry trends, regulatory changes, and best practices in individual financing to drive continuous improvement.
• Report regularly to senior management on the performance of the individual financing portfolio and provide recommendations for strategic decision-making.
• Foster a culture of innovation and continuous learning within the team to drive sustainable growth and success.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum of 5 years of experience in individual financing, credit analysis, or a related field, with a proven track record of success.
• Strong understanding of Sharia principles and Islamic finance products.
• Excellent analytical and problem-solving skills, with the ability to make data-driven decisions.
• Proficient in using financial software and tools, such as SAP, Oracle, or similar.
• Strong communication and interpersonal skills, with the ability to build and maintain effective relationships with clients, colleagues, and stakeholders.
• Fluency in both English and Bahasa Indonesia is a plus.
• Certification in Islamic finance or credit analysis is a plus.

🛠️ Keahlian

Lowongan Terkait